Brandon Wilkinson with Luna Lending connects Wake Forest families and homebuyers across North Carolina with competitive mortgage rates and the right loan program — with honest, local guidance every step of the way.
As an independent broker, Brandon shops dozens of lenders and programs to match you with the best fit — purchase, refinance, or anything in between.
Buying in Wake Forest or anywhere in NC? Brandon guides you from pre-approval to closing day with the best available rate for your home.
Get started →Lower your rate, reduce your payment, or restructure your loan. A refinance analysis takes minutes and could save you thousands.
See savings →Great for first-time buyers or lower credit. FHA offers low down payments and flexible qualifying across North Carolina.
Check eligibility →For the heroes who served. Zero down payment and no PMI for eligible veterans, active duty, and surviving spouses.
Use your benefit →Many NC communities qualify for USDA rural housing loans — 100% financing for eligible properties and buyers.
Check USDA →Higher loan amounts and flexible options for self-employed borrowers, including bank-statement and investor programs.
Explore options →Brandon Wilkinson is a mortgage broker with Luna Lending, based right on S. White Street in downtown Wake Forest and licensed across North Carolina. He believes a mortgage should be explained in plain English — no pressure, no jargon, just a clear path to the keys.
Because Luna Lending is an independent broker, Brandon isn't tied to one bank's rate sheet. He shops your loan across dozens of wholesale lenders to find a competitive rate and the program that actually fits your life.
Every great guide needs a loyal companion. Luna Lending is named for Luna — the steady, watchful presence behind the brand. The logo's moonlit mountain and the little dog gazing up at it say everything about how Brandon works: calm guidance through unfamiliar terrain, and a partner who stays at your side until you reach the summit.
It's a small reminder that behind the rates and paperwork, you're working with a real person — and a real Wake Forest neighbor who's genuinely in your corner.
Use the calculator to estimate principal, interest, and taxes — then reach out and Brandon will find your actual best rate for your situation.
Unlike a bank loan officer with one product line, Brandon shops dozens of wholesale lenders to find your lowest rate and best terms.
From Wake Forest to the wider Triangle and across the state, Brandon knows the market, the neighborhoods, and the programs that fit.
No pressure and no jargon. You'll always understand your options, your numbers, and exactly what happens next.
Brandon's office sits on S. White Street in downtown Wake Forest, but he's licensed to help homebuyers and homeowners statewide — in person locally and by phone or video anywhere in NC.
"Brandon made our first home purchase in Wake Forest painless. He explained every step and got us a better rate than our bank."
"Refinanced with Brandon and lowered our payment significantly. Fast, honest, and always available to answer questions."
"As a VA buyer I had a lot of questions. Brandon walked me through my benefit and we closed with zero down."
A free consultation with Brandon costs you nothing — and could save you thousands over the life of your loan.
